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										Pre-heat oven to 400° 
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										In large pan, brown ground beef, over medium heat. Darin off grease. Stir in taco seasoning and water, lower heat to simmer. Cook until sauce has thickened, about five minutes. 
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										Place re-fried beans into microwave safe bowl. Heat in microwave for 90 seconds. This just makes it easier to spread. 
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										Lightly coat baking dish with cooking spray. I used a stoneware tart pan. A glass baking dish would also work. Spread beans in bottom of dish. 
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										Sprinkle Mexican cheese over beans. 
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										Add cooked meat. 
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										Top with salsa, crumbled cotija cheese, tomato and olives.